Saturday, December 23, 2017


Hey Fellas,

Anyone here who doesn't know PONY?
They beautiful and talented make up artist from South Korea. 
Her real name is Park Hye Min.
Originally she was a graphic designer and got her fame becoming CL's Make Up Artist. 


She is also a great internet influencer as she owns her own youtube channel with more thatn 3 millions subcsriber.  


She is also an author whereby she wrote her own make up book. 
In addition to all that talent, she collaborated with memebox with memebox x pony

and now, she also has her own make up line. 

The product that I would like to review today is:

Pony Effect - That Girl Luminous Contouring Pallete

The packaging is really artistic and futuristic. 

The contouring pallete is designed for asian skin and it is a powder base products.
If offers 4 different colour, 2 for shadings and 2 for highlights. 


I use the pallete for my everyday look and here it is

Overall Thoughts: 8/10

  • Price : IDR 450K++ (prices might increased already)
  • Pros  : 
    • Natural looking and suitable for Asian Skin Types.
    • Not very expensive 
    • Last long through out the whole day
    • I have been using it for 10 months and still lots of products left.
    • I love the big mirrors.
  • Cons:
    • The black dove packaging looks dirty because of all the powder smudges around.
  • Repurchase : Yes, unless there is a better products that I would like to try, I might repurchase, I love how it fits my skin and shades my face, 
  • Recommended: YES! I think it is very suitable for Asian skin tone. Its is also recommended for those who like a subtle make up look but still got that some shading to chisel your face. Plus, because it is a powder base products, the contour won't be too visible that it is obvious that you shades your face.  

Tuesday, December 6, 2016

PFL BCA - The Final Exam

My apology, readers. 

I guess this is the post that most of you have been waiting for.
I have been quite busy with life and work and everything else that I haven't been able to write for such a long time. But I am now back from my hiatus. 

PFL 14

Well, I have completed my PFL Journey as of this October 2016 when I was officially a permanent employee of the Bank. I can't be happier. 
Lots of things happen during the 9 months in the branch and when you finally received the schedule of your exam, you might (like me) have this mixed feelings of joy and fear and hope.

The journey will take 2 weeks with the hardest being in the last days of the first week. 
When you finally get the schedule, you will get a table of appraisal points that your supervisor will fill in, in accordance to your performance during your OJT. 

If somehow you are not up to the branch standard yet, unfortunately you will be dismissed and your contract will be over on the last day of OJT and you will not be entitled to join the final exam. Two people from my batch, sadly, was not recommended by their respective branch. 

If you are recommended though and you are from outside Jakarta, you will be asked to booked a ticket 1-2 days before the 2-weeks-exam started (coordinated by the PIC and batch leader). You won't be able to booked the return ticket by now. You will be able to do so later on after the exam. 

You will be given training and study sessions before the exam.
The exam will consist of 2 parts: the MINI BANK and the ORAL TEST.

The mini bank is similar to your everyday task at the branch. Do not be so stressed out about it. Just make sure that you are more meticulous and careful this time, else just do as you have learned. If I may recommend, that the first half. I'd rather have a pleasant lunch than worries over my meal. 

The one that you really need to take into account is the oral test. This time you didn't know what the examiner (Services Heads and Senior Account Officers) will ask and you do not really have a long time to answer. I can't really tell you the questions as I am not sure that I am allowed to do that, but according to my friends and my own experience, study credits and please think before you answer. I was asked a lot of "case" questions and procedural tho, so study that too. Do not forget anything, review everything that you have learned during your OJT. 

Tips that I can give to you all for the test are:

1. Always come on time and leave on time (do never entrusted your absence card to someone else)
2. Study (its given)
3. Do not be nervous, take into account of your posture during oral test.
4. Rest well and eat well, take care of your health

Tips that I can give you for anything else:
1. There is a back door near the security post where you can buy food. 
2. The "tahu bulet" in front of the learning center is yummy
3. There is a game center in the learning center and lots of games are there if you have some time to spare.
4. You need to ask for hot water for instant noodles.
5. If your friends are having birthday during training time, you can actually buy a cake there.
6. Bring swimsuit
7. Go to pasar ahpoong, you wont regret it.

The Darmawan Park Hotel

Well, I guess that is all. 
I wish you good luck!! See you all on top!!

No More "Trainee"

Sunday, March 13, 2016

PFL BCA - My KCP (Supporting Branch) Experience

Hi, everyone, it has been a while since I last updated my PFL journey and there are a lot of happenings since my last post.

On late February, I was appointed to be a substitute at the supporting branch office for 4 days. It happens just so sudden. I was informed around 9 am and I went there almost immediately afterwards. I reach there around 10 am. There are couple things that I wish I knew beforehand, and which I will let you know, below:

  1. Placement Branch Issues.

The first and most important things are we, PFL are not allowed to be borrowed  at a strange difficult position. We are working, yet we are not belong to the branch. We are permanent employee but we are not entitled overtime payment and some bonuses.
We can be "borrowed" for a bit while, but not for long as we need to stay at the branch where our contract stated. I was "borrowed" for 4 days and like 1-2 weeks later, my Service Head was informed by the HQ HRD about our "placement at the supporting branch" and she need to whole write a report for it.
I was later contacted by our PIC, and I was informed that it was OK to be "borrowed" as long as it didn't alter our placement branch as stated on the contract.

Well, it is a long story. This is a new program and not much people have a clear idea about it yet, and it is OK. We learn my making mistakes, anyway.

2. Expectation vs Reality at supporting branch (the one I visited)

I am sure that some of you have heard that life at supporting branch are a lot easier, simpler, and more relaxing. That is true to some point, but also wrong at other points. So, what different from Head Branch and their Supporting Branch??

  • The customer's mentality, the type of customers are different from Main Branch (MB) in at least 3 ways:
    • Time: They are more time sensitive. They know that supporting branch (SB) are less crowded, therefore those who visit the SB are more likely to want the transaction to be done ASAP, less waiting time, and less time to do other things (cross selling) as the queue is pilling as times goes by. The SPVs (kabag) are also shared, especially when one of them is on lunch break, you have to wait for them (or other divisions' SPVs). 
    • Formality: The time factors play a big part in this. Due to the demand of having less time, they are unlikely to wait until they are called. They will just barged to your table right after the previous customer leave (or even during their transaction!). You barely get toilet breaks or drink your water in between. There are less CSO (sometimes only 2) as well, so you have to bear with it and be considered to both your colleagues and customers. 
    • Engagement: This is especially true for tellers. Customers are more engaged at SB as the person doing the transaction comes frequently/repeating . (I hope you get what I mean)
  • The cases
    • The cases are easier to handle and there are less variations. Nothing complicated like "Name Change/ Signature Change", less fraud cases.
  • Our jobs
    • Our jobs however, are at a larger scoop. We have to take care of all the credits applications, Opening Giro account, Deposito opening forms, All the Cheques and BGs, Prepping forms, Desk cleaning, almost everything. 
Placement at SB is a bitter sweet experience for me, personally. I do feel that I am growing in those short time, as I am more independent and confident, yet I miss the busy MB and the friends and the comfort of "fotocopy OB". If I have to choose now, I will still choose my placement branch tho. <3